Motorcycle insurance

tschmidt098
03-03-2008, 08:51 PM
Ok my question is do you need to have a motorcycle license to carry motorcycle insurance in kansas? i heard you didnt need the DL to carry insurance

ShanMan14
03-03-2008, 08:55 PM
My agent never asked me to see the endorsement. They shouldn't care, they want your $.

bradiniowa
03-04-2008, 07:26 AM
You don't need a license to register any vehicle in your name. I know a friend of mine got a little hassled trying to insure his zx9r before he had his license but his agent is an ******* (used to be my agent). Insurance would have to cover it even if you're not riding it so it doesn't make a whole lot of sense to need a license because you don't need a license to store it.

Pippi
03-04-2008, 10:31 AM
My State Farm agent confirmed I had my endorsement. Before I got my endorsement I rode for 2 years w/o it and had insurance with Farmers, they never asked for it so guess it depends. All in all I would encourage you to get an endorsement anyway to be on the safe side. It's a big ticket/fine now here in Michigan.

airforceranger49
03-06-2008, 07:25 AM
it just depends on the insurance company... when i got my first bike, i didnt have my endorsement yet... and they still covered me... it was just alot cheaper once i got the good ol' M...

ucoby
03-06-2008, 07:53 PM
not in oklahoma....$159 a year

Eycman
03-06-2008, 11:52 PM
not in oklahoma....$159 a year What is $159 a year? your insurance? If so you have a good insurance company or nothing on your record at all. I am in Oklahoma and I have had progressive for a little over a week. I had to file a $1300 claim today; for some dumb **** sitting on my bike while i was at work and dropping it; not once was I asked if I had my endorsement. So I guess it just depends on where you live and wether or not you know the cops in your area.

airforceranger49
03-08-2008, 02:36 PM
What is $159 a year? your insurance? If so you have a good insurance company or nothing on your record at all. I am in Oklahoma and I have had progressive for a little over a week. I had to file a $1300 claim today; for some dumb **** sitting on my bike while i was at work and dropping it; not once was I asked if I had my endorsement. So I guess it just depends on where you live and wether or not you know the cops in your area. i get $150 a year in jersey! ... i have usaa tho, and they only insure for military, so its kind of a fringe benifit

PlayfulGod
03-08-2008, 02:47 PM
endorsement 'suppose' to make it cheaper.