ShanMan14
05-10-2005, 06:49 AM
Who owns your bike(s)?
Who owns your bike(s)?ShanMan14 05-10-2005, 06:49 AM Who owns your bike(s)? zx636r 05-10-2005, 07:06 AM kawasaki credit card!!!!!!!!!!!!!!!!!!!! bumblebee 05-10-2005, 07:21 AM I do...I own them all. Except for the house, I don't have any debts I can't pay off in 30 days...makes it easier to sleep... :dthumb: GSXRGirl 05-10-2005, 09:15 AM Well,
I own the 1000
He owns the 600
:scratch: (I ride the 600, he rides the 1000) :scratch: jeeps84 05-10-2005, 09:27 AM I own all my bikes except the 998. :dthumb:
First Union owns it and allows my to keep it as long as I make my payments.:angelhap: jeeps84 05-10-2005, 09:29 AM Need to be able to vote twice! :2cents: :lol: Gas Man 05-10-2005, 10:16 AM I own my 9R free and clear... it's GREAT! I just worry now what's going to happen to it... not having that payment is just too good! zx636r 05-10-2005, 10:23 AM im trying my hardest to get mine paid off, im putting like 250 a month on it and soon gonna try 300 some months Samurai_Jack 05-10-2005, 10:45 AM I own all the Japanese bikes I''ve had and the one I'm riding right now :cheers:
btw, where's the option for "Mom & Pop" owns it? I bet there's some out there who have quite a few rich parents. zx636r 05-10-2005, 10:49 AM step fathe co-signed for it casue kawi would only give me 5000, which aint bad considering i was 19 at the time.
i have trouble gettign 20 buck from the parents anymore, actually i cant tell u when the last tiem i got 20 fromt hem was. Grafixx01 05-10-2005, 11:14 AM I'll own my 2005 R6 in about a year and a half. Droppin' like 3Gs on the first payment then like 500 a month! zx636r 05-10-2005, 11:17 AM u will own it in less than a year with those kinda payments pickle.of.doom 05-10-2005, 11:19 AM I own my bike outright :) Paid cash. $7833.25 in Jan/04. Grafixx01 05-10-2005, 11:29 AM 636,
I could pay it off right now. I got 15K for getting out of the Army but I want to save some of it for bills and stuff. They took 5K out for taxes so I have to wait like two months to get that back so I may drop that entire amount on it. Nice birthday present to myself (25 on May 17th), huh? fatburg 05-10-2005, 12:36 PM I own both my sport and my cruiser...but the cruiser is up for sale in hopes of some other new toys. DAN DUBEAU 05-10-2005, 02:13 PM The bank. Just consider me a katsitter drewpy 05-10-2005, 02:24 PM bike?, what bike?.... :sob: bumblebee 05-10-2005, 02:30 PM step fathe co-signed for it casue kawi would only give me 5000, which aint bad considering i was 19 at the time.
i have trouble gettign 20 buck from the parents anymore, actually i cant tell u when the last tiem i got 20 fromt hem was.
I can't remember the last time I could get 20 bucks from my wife!!! :lol:... :jacked: R1up0n1 05-10-2005, 03:31 PM I almost own my SV only 2k more to go, and its all mine. My new Colorado, hmm I'm along way from owning that one, and my firebird well I've owned that free and clear for 6 yrs now. DLIT 05-10-2005, 07:29 PM Hopefully by the time I'm 50 my R6 will be payed off! :lol: I was thinking about selling one of my kidneys to get the Raven R1. That's a fair trade huh? KillerTiller 05-10-2005, 07:46 PM bought my 98 gixxer 750 straight out for $4,500 with a little over 5,000 miles on it.....it's got 6275 miles on it now............ GSXR1000DJ 05-11-2005, 12:50 PM I did own mine. I have always owned mine except for the first one. After that, i paid cash for them so I had no payments. Pigface1 05-11-2005, 12:58 PM I own half, the bank owns half. Gas Man 05-11-2005, 07:37 PM I own half, the bank owns half.
But their half is better and out weights your half! jeeps84 05-12-2005, 12:11 AM I wish the bank only had 1/2 of the 998. :sob:
Hey
They can have the 1/2 that I destroyed back and we can call it even. :lol: No Worries 05-12-2005, 10:28 AM So basically, this asks how old is your bike. If you have a handle on your finances, a new bike should be paid off within three years. If the bank still owned my 1990 or worse my 1979, I would be in a heap of a financial bind. jetskifast 05-13-2005, 06:33 PM Always been to cheap to pay outrageous prices for collision insurance.
Have owned all my bikes outright. SpeedWerks.com 05-13-2005, 06:39 PM So basically, this asks how old is your bike. If you have a handle on your finances, a new bike should be paid off within three years. If the bank still owned my 1990 or worse my 1979, I would be in a heap of a financial bind.
Actually ... age of the bike has little to do with it. If you can buy a new bike outright, you're better off. Make payments to your own bank account with interest, see how much better that feels :D Buying a used bike for a whole lot less is an even better idea if you can't afford to pay cash for a new one.
I personally would never (and have never) finance a motorcycle. I also didn't buy my first new motorcycle until 1998 (I was ... 27, started riding at 18).
I'm one of those save-up-and-buy people though. I'm really not into having debt.
- Roach jeeps84 05-13-2005, 11:17 PM Smartest way to be! :dthumb:
Not the American way but smart! :pat: :lol: JK_DILLA 05-14-2005, 07:57 AM Im the same way, i hate debt. But we got the loan from the bank my wife works for so we hot a good deal. Gas Man 05-14-2005, 09:45 AM Smartest way to be! :dthumb:
Not the American way but smart! :pat: :lol:
Nah the smartest thing is to get a 0% or really low like 1.5% interest rate and make the payments. Figure if you make 2% on your savings account and pay your loan payments at 1.5%...you are making a .5% profit on your cash versus if you paid cash on it.
I love taking advantage of the system on those 0% interest rate dillies for like 18 months, that places offer for purchases like PC's, furniture, big electronic things.... Pay it off before the 18 months and YOU WON! jetskifast 05-14-2005, 11:18 AM Nah the smartest thing is to get a 0% or really low like 1.5% interest rate and make the payments. Figure if you make 2% on your savings account and pay your loan payments at 1.5%...you are making a .5% profit on your cash versus if you paid cash on it.
I love taking advantage of the system on those 0% interest rate dillies for like 18 months, that places offer for purchases like PC's, furniture, big electronic things.... Pay it off before the 18 months and YOU WON!
You are not taking advantage of the system ;) Most of those places will give you atleast 10% off if you pay cash :thumbs: Gas Man 05-14-2005, 11:24 AM yeah but you can make out better by just using your money in other ways... SpeedWerks.com 05-14-2005, 11:39 AM Nah the smartest thing is to get a 0% or really low like 1.5% interest rate and make the payments. Figure if you make 2% on your savings account and pay your loan payments at 1.5%...you are making a .5% profit on your cash versus if you paid cash on it.
I love taking advantage of the system on those 0% interest rate dillies for like 18 months, that places offer for purchases like PC's, furniture, big electronic things.... Pay it off before the 18 months and YOU WON!
Unless of course, you lose your job and can't make the payments. Or, something happens (emergency - medical, house, etc) and you're in the same boat.
Plus, you should look at your bank statement. Right now even a money-market checking account with a high min balance is giving you 1%. It's been that way for the last 5 years. It sucks. the market has stagnated since the dot-com bust.
There are only a couple things in this world that I see as needing to owe someone money for (for the above reasons) ... a motorcycle isn't one of them. Unless it was a primary mode of transportation (i.e. don't own a car) and I simply could not afford to buy one outright.
I know this is VERY un-American (our debt problems are pretty much the worst in the world), but there was a point in my life that I damn near didn't have a roof over my head ... makes you become VERY cautious about what you spend money on, and to whom you owe it.
- Roach Gas Man 05-14-2005, 12:33 PM Ya not having enough money to own the world sucks! JK_DILLA 05-14-2005, 06:07 PM i dont even own a credit card. I refuse to get one. Jade 06-03-2005, 07:54 AM I just got mine paid off last week :cheers:
It's all mine now, baby! stevnmd 06-03-2005, 03:02 PM Me. I'll never finance a bike again. It feels SO good to have those titles in my hand. JayMax 06-03-2005, 09:47 PM Paid $3400 for my '98 GSX-R600. It is one of the greatest feelings in the world to have something you saved up for, and plunked down the cash & took it home.
No payments means no nervousness. If I scratch it, ding it, break it ( done all those already :loser: ), I don't care. If I had a new bike, the first time a mirror hit the corner of my storage room door, I'd a cried.
Hopefully when I step up to a newer bike, I'll have saved the money to pay for that outright. It may not be the Amercian way, but it's the way most Americans are proud of. :thumbs: jeeps84 06-03-2005, 09:54 PM It may not be the Amercian way, but it's the way most Americans are proud of. :thumbs:
Very few can be proud of it, for very few have anything paid for. kilrgsxr750 06-04-2005, 09:48 AM what if you plan on owning it?as soon as i get off my but and apply for the loan.until then its my buddies,but i left him in the army and he cant have one on base so i have it, he owns it.
crap now i feel guilty.i didnt want a real job yet,i just got outta the army.
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