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post #1 of 9 (permalink) Old 05-11-2007, 09:10 PM Thread Starter
 
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Bank loans...

Does anyone know how these work? Im guessing its like financing but u just pay the bank right?
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post #2 of 9 (permalink) Old 05-11-2007, 09:14 PM
 
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Yep...Be sure to check your interest rate..And if you do a direct deposit they may lower it a bot as well...Check into it..GAP insurance rules too....
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post #3 of 9 (permalink) Old 05-12-2007, 05:07 PM
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Its basically just like a car or any other installment loan. They run your credit and your income... they approve or don't or ask for a co-signer of good credit.




-Chris
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Was: 2002 Kaw ZX-9R
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post #4 of 9 (permalink) Old 05-12-2007, 07:44 PM Thread Starter
 
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im guessing ill have to get a cosigner ive got alot of work to do monday...go get the loan settled and insurance paper filled out...
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post #5 of 9 (permalink) Old 05-12-2007, 10:35 PM
 
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and how old are you?
scratch that jus saw ur pic
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post #6 of 9 (permalink) Old 05-13-2007, 09:15 AM Thread Starter
 
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Quote:
Originally Posted by Gas Man View Post
Its basically just like a car or any other installment loan. They run your credit and your income... they approve or don't or ask for a co-signer of good credit.
do u think theyll make me have a cosigner anyways since im not 18 yet?
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post #7 of 9 (permalink) Old 05-13-2007, 09:49 AM
 
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do u think theyll make me have a cosigner anyways since im not 18 yet?
ummm yep!
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post #8 of 9 (permalink) Old 05-13-2007, 01:57 PM
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Most Def! You gots no credit! I had to have a co-signer for my first 2 auto loans. After that... smooth sailing.




-Chris
aka Gas Man



Was: 2002 Kaw ZX-9R
IS:


is me till the
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post #9 of 9 (permalink) Old 05-13-2007, 03:35 PM
 
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You DEFFINATLY have to have a co-signer if you are under 18 especially when you are going for a bank loan. If you have any specific questions, feel free to PM me (my mother was a bank VP for many years for Firstar Banks in the corporation and person banking sections).
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