My g/f would kill me if I waited that long before I proposed.... she's been pushing my buttons about it lately too. We have only been together for almost a year and we just bought a house together last month. No kids yet, although I know she's been hinting that too right after we get married.
Ehhh I just need to break down, go buy the ring and propose to get it over with.
A simple wedding is the best way to go.... no need in a big money wasted wedding and a lot of people you don't know.