I work for a subsidiary of Delta and got my loan through their credit union, gave me a really good deal I feel. Getting a loan there is dependent on being an employee and having a checking account so I just opened an account with $20 which I promptly withdrew and closed as soon as I got the loan.
I have NO credit, as in never had a credit card or any credit, I pay cash or debit for everything I buy. Never liked the idea of debt.
Well they gave me the loan for the bike with 5% interest for 5 years, I'm paying around 160 a month. They also only require liability coverage even though I finally found a good deal and got comprehensive.
One thing I didn't know as a financing noob was that banks (at least this one) will only give you a loan for NADA value. That gets adjusted for accesories such as alarm, fairings, exhaust and electronics but they laughed when I told them about the rims.
I paid almost a grand out of pocket to cover the gap but that's less I have to pay off in the end so
I'm sure dealer's will finance even for their outrageous markups on new bikes, which I personally will probably never buy even if I start making good money. I'll let someone else go through the hassle of breaking it in, getting the early servicing done and suffering the first big hit of depreciation thank you very much.