June 5 2006 16 year old girl runs her two month old 2006 Accura RSX through my garage, totales my 2002 BMW K1200RS.
Today check for my BMW finally comes in the mail
All I have say Geico is pro at dragging out paying claims

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wow that was 15 months ago... I remember when that happened doesnt seem that long ago. Have you gotten the insurance for everything else yet? (ie jetski, damage to vette, house, ducati)

Major problem was girls parents only had $25K in property damage insurance with Geico. I do not insure my motorcycles for collision, I take risk, if I crash I fix. Since I had $100K damage to home, $8K to Corvette, about $10K to personal property including four post lift. Geico wanted to set percent pay out of $25K to my insurance companies and me. Since State Farm insurance, my home owners insurance had bulk of claim, they received most of $25K Geico wanted to pay me $2500 for my BMW which I had over $22K into These insurance companies are scum, they try and screw you on every step. Turns out after talking to lawyer and doing internet search. In California I am made hole before my insurance companies get any money Whats screwed if I did not know the case law I would only be getting $2500.
Have to say State Farm paid out claims with no questions or problems. My auto insurance company paid for my Corvette damage.
Whats sad is everybody had to sign release not to sue parents or driver for payment. Looks like my home owners and car insurance companies are taking big loss by signing release.

What a dumb ass girl. What happened to her?

Homeowners insurance will not cover any vehicles, boats, trailers or jetskis's located in garage.

She got few tickets, driving to late for new license, some sort of speeding ticket.

Dayum...she ran into/through your garage ? What a nightmare.

was she hot?

-a|ex

So the insurance company signed a release not to sue. But couldn't you sue them ?? just wondering don't know and haven't ever exprienced that.
But on the other end i also have my motorcycle covered through state farm not 1 problem with them.

bah. I would have just sued her for the full amount of the damages to begin with, it probably would have gotten the payment WAY quicker.

Yes, could have filed lawsuit. But since all damage was paid for by her and my insurance compaines didnot file lawsuit.
For anybody to get a penny from Geico, everybody had to accept release from Geico that states you cannot sue insured.
Recieved full value for my motorcycle, but my homeowners and auto insurance recieved pennies on the dollar. Guess insurance companies figures its not worth hassle to go after full amount due them

Would have taken years with lawsuit.
Then you run risk do they have any money

I have all my insurance with StateFarm (Truck, Bike, Car, Renters, Life, but I made sure to get 'off-premise' coverage on the renters which is also available on homeowners), they cover the truck, car, bike on that policy too. if it gets broken into, they cover what's stolen under the renters/homeowners policy besides the car/truck policies. It goes the same for the bike.

I had a Sergeant Major in the Army knock over my bike and roll over the back tyre. There was damage to that but he had USAA and they paid right away, took me like 2-3 weeks to get claim in and get payment.

Was the check what the bike would have been worth today (another year of depreciation) or what it was worth prior to the wreck?

Never get Geico insurance - Check!

The guy that ran over me a few years ago on my bike had no money to speak of...so I got his liability limits and that was that.

They may not be that bad but since this chicky only had $25k limits...which sux...I guess it's not really their fault?

I can't believe they would/can sell a policy with such low limits.

Geico tried to screw me by giving bike value as of todays value.
When Gieco adjuster totaled bike, he gave me value of bike in June 2006, lucky for me I had him put it in writing. As Gieco wanted to give me $1300 less than the adjuster put value in June of 06.
Had to really fight for added money for mods

Liability they had $250K Property damage was only $25K When you hit house or wreak property such as cars. Liability will not cover damage to property.

Holy chit man... that blows. The house, the insurance fiasco, the trouble and pain in the ass, everything. Chitty drivers suck.

And BTW go with state farm. We have had them in my family for 6 decades... they provide the highest estimates, amazing customer service, no problems ever. It's worth the money.