Good credit report info... - TwoWheelForum: Motorcycle and Sportbike forums
 
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post #1 of 11 (permalink) Old 10-24-2005, 09:57 PM Thread Starter
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Good credit report info...

The 3 big ones:
http://www.equifax.com/

http://www.experian.com/consumer/index.html

http://www.transunion.com/index.jsp


Get your free credit report once a year: DO THIS!
https://www.annualcreditreport.com/cra/index.jsp


Fraud alert: this is a good thing to have...

https://www.experian.com/consumer/ca...=SECURITYALERT


Opting out:
For phone number style
http://www.experian.com/preapproved_...pting_out.html


Website opt out: DO THIS!!! 5 years at least!!
https://www.optoutprescreen.com/?rf=t


Just wanted to give out some usefull links. Hope they are helpfull!




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post #2 of 11 (permalink) Old 10-24-2005, 09:59 PM
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post #3 of 11 (permalink) Old 10-24-2005, 10:17 PM
 
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I had a round of this last year...I am going to post up a great sample letter that I wrote all 3 credit bureau's over a case that I had. This actually worked and was cleared off my credit history. Also another thing...if you have paid something off..make sure you tell that agency, store, credit card or what ever...to call all 3 bureau's to let them know it is paid and clear. Still write the letters tho.

Attachment:
Attached Files
File Type: doc TransUnion Dispute 031105 Sample.doc (22.0 KB, 55 views)
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post #4 of 11 (permalink) Old 10-24-2005, 10:31 PM
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SV

This shiot happens all the time.

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post #5 of 11 (permalink) Old 10-24-2005, 10:34 PM
 
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Quote:
Originally Posted by jeeps84
SV

This shiot happens all the time.
yeah I know...but I figured I'd at least put up a good sample letter for people to look at and know how to write the letter.
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post #6 of 11 (permalink) Old 10-25-2005, 10:34 AM Thread Starter
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All good stuff!




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post #7 of 11 (permalink) Old 10-25-2005, 10:34 AM
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Good info

YA THINK???
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post #8 of 11 (permalink) Old 10-25-2005, 11:36 AM
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Quote:
Originally Posted by SVupON1
I had a round of this last year...I am going to post up a great sample letter that I wrote all 3 credit bureau's over a case that I had. This actually worked and was cleared off my credit history. Also another thing...if you have paid something off..make sure you tell that agency, store, credit card or what ever...to call all 3 bureau's to let them know it is paid and clear. Still write the letters tho.

Attachment:
I'm surprised it worked. From what I hear, it's almost impossible to clear up a mistake like that, and have your credit restored completely.

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post #9 of 11 (permalink) Old 10-25-2005, 01:04 PM
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Gas 100% sure your links not going to crooks website
Crooks can make websites look legit

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post #10 of 11 (permalink) Old 10-25-2005, 03:41 PM Thread Starter
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All the links were from the big 3 credit agencies... nothing I searched for on the net.




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post #11 of 11 (permalink) Old 10-25-2005, 04:20 PM
 
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Quote:
Originally Posted by rworkman98
I'm surprised it worked. From what I hear, it's almost impossible to clear up a mistake like that, and have your credit restored completely.
putting things in writing is the only way to get things fixed. Talking on the phone doesn't do a [email protected] thing...anyone can deny a phone conversation, however when a document is put in writing and several copies are placed they can't deny that, especially when you send certified mail.

I also know this worked because when I had a full credit report ran when I got my apartment back in April, this hospital bill wasn't on there anymore.
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