Having lived in both IL and IN, neither of which have helmet laws, I do get kinda ticked. But not because there are people w/o helmets, but because my insurance rates are affected by them.
I have never understood why an insurance rate isn't set with a criteria that no payout will occur if you're found without a DOT helmet on.
For gov't oversight, I'm a complete minimalist. They shouldn't be telling me what I can and can't do, they should be telling me what's safe to do, and let me make that call myself. All oversight does is waste money. Saving the dumb from their own demise on my dime. Screw that.