I've been known to wear as little as over-ankle boots, jeans and t-shirt, and lid, but I don't ride like a squid when I wear that little. I only wore that cruising around town. I know, an accident can happen anywhere and I should be better prepared. I have a Joe Rocket jacket that is mostly mesh with armor and I'll usually wear it if I'm cruising around town, but I know it won't help a lot if I go down. When I go for spirited rides on the twisties, I wear my full leathers, race boots, etc. Only thing that sucks about wearing pants for light cruising around town is that you can't take them off when you stop for a bite to eat. Maybe I'll check into the Icon jeans.