Price also depends on competition. Here in Denver, it's cut throat. The local dealers are now pushing dirt bikes and ATV's for hunting season, but there are great deals on street bikes. Many have zero down and very low interest. In today's paper I see a silver/black 2004 CBR 1000 RR, (MSRP of $10,999) for $8795. Yamaha has $1500 off MSRP plus free merchandise. Just have to look around.