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Discussion Starter · #1 ·
I did it. I bought my 1999 SVS on a 0% interest card for 12 months. I paid it off in 12 months, so it was a free loan. Also, there as no lien on the bike during those months.

Anyone else do this?
 

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V-Twin Moddin
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Good deal... I love when I'm able to do this and "scam" the system a bit!
 

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Discussion Starter · #6 ·
No Worries said:
That's a good idea, plus it can give you a bunch of flyer miles or cash back. But how did you convince the wife?

She wasn't my wife at the time, in fact I didn't even know her. :)
 

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No, but that's a good idea. I've used several 0% deals in the past just to have some "free" money. I always pay the card off at the end of the period so I don't have to pay anything for the "loan". I have been going to school, which GI Bill pays for, but I always charge tuition to my credit card. It gives me points on the card, and then I'll use a 0% card to transfer the balance for a year. I had the money to pay right away, but if they're going to give the money to me completely free (I'm talking about ZERO balance transfer fees, membership fees, or ANY other charge), then I'll take it. Whether I spend the money on something or put it into a savings account, I always work it into my budget to pay the balance before the 0% rate is over. ;)
 

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We don't keep our cards at a high enough limit, purposefully, to be able to do that. But hell, if you can do it, why not!! good move man!!
 

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not a bike, but I bought my truck courtesy of amex, 9% interest for 6 months and i got a TON of air miles for it. Actually enough for a round trip airfare to mexico. Now i just need to find the time off work to go
 

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I've done it before on 2 bikes and with 2 differnet cards. One had the 12 months interest free and when that one was up I transfered the balance to the other one that weas offering it then at that time. :thumbs:

How do you keep your limit down on your CC purposely?? I look at my CC statement every now and then and see that they keep raising my limit. Can you call them and tell them not to raise it??
 

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My bike i bought on a "Suzuki" credit card. Also got that $99 a month payment but i plan on having it paid off alot sooner. its just knowing if i need some extra cash one month all i have to do is pay the minimum.
 
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