Oh yea newenough.com
Buying advice?
Hello everyone!
I'm hoping to get a ninja 250 this season to learn how to ride on. It's been tough finding any 250's, i've checked craigslist, ebay, local classifieds :readng: etc. and I've found one. Its a 2005 250r with about 5000 miles on it. That sounds to me like a LOT of miles for a one year old bike. It includes some extras, The value of which i'm unsure (like jacket, helmet, tires). The seller is asking 2500 for it, and I'm wondering what I should aim to pay on it. I checked the NADA for it and it says 1900 for "low retail price" to 2500 for "average retail price". It seems its in good condition, no scratches or dents. Is 2500 a good deal? should I try to get it for less? how much less? Another I've found is also 2005, different color (blue and orange, which I like slightly less), and it has scratches on the lower fairing. It has about 1500 miles and he's also asking 2500.
Also, is there anywhere I can go that factors in mileage to give me a value for this bike? thanks! :twfrox:
PS: If I want to get a bike checked out mechanically should I take it to a nearby dealer? I've heard you should get it checked out by a mechanic before you buy, but I'm not very mechanically inclined and I don't have any mechanic friends.
I'm hoping to get a ninja 250 this season to learn how to ride on. It's been tough finding any 250's, i've checked craigslist, ebay, local classifieds :readng: etc. and I've found one. Its a 2005 250r with about 5000 miles on it. That sounds to me like a LOT of miles for a one year old bike. It includes some extras, The value of which i'm unsure (like jacket, helmet, tires). The seller is asking 2500 for it, and I'm wondering what I should aim to pay on it. I checked the NADA for it and it says 1900 for "low retail price" to 2500 for "average retail price". It seems its in good condition, no scratches or dents. Is 2500 a good deal? should I try to get it for less? how much less? Another I've found is also 2005, different color (blue and orange, which I like slightly less), and it has scratches on the lower fairing. It has about 1500 miles and he's also asking 2500.
Also, is there anywhere I can go that factors in mileage to give me a value for this bike? thanks! :twfrox:
PS: If I want to get a bike checked out mechanically should I take it to a nearby dealer? I've heard you should get it checked out by a mechanic before you buy, but I'm not very mechanically inclined and I don't have any mechanic friends.
21 - 40 of 283 Posts
great site, thanks!jeeps84 said:Oh yea newenough.com
Insurance, Ahh!!
Okay last time i spoke to my insurance agent he gave me a number like 150 for liability coverage on an 04 ex250. Today he got back to me about the 05 that I'm looking at here telling me that it has the "racing design" and it will get a surcharge, bringing the total to 900 something for liability only. I asked him why this discrepency is there and he said that the first time i hadn't mentioned it was a "ninja" (i just said ex250) and this time i said kawasaki ninja ex250. bogus huh? he said that if i find an ex250 that is not a ninja it won't get a surcharge and if it is a ninja it will get a surcharge... WTF? :wbs: :wbs: He obviously doesnt know these bikes, but the first time he said there wouldnt be a surcharge after checking with "home office". GAH hopefully it will work out or I might not be getting a bike.....
Okay last time i spoke to my insurance agent he gave me a number like 150 for liability coverage on an 04 ex250. Today he got back to me about the 05 that I'm looking at here telling me that it has the "racing design" and it will get a surcharge, bringing the total to 900 something for liability only. I asked him why this discrepency is there and he said that the first time i hadn't mentioned it was a "ninja" (i just said ex250) and this time i said kawasaki ninja ex250. bogus huh? he said that if i find an ex250 that is not a ninja it won't get a surcharge and if it is a ninja it will get a surcharge... WTF? :wbs: :wbs: He obviously doesnt know these bikes, but the first time he said there wouldnt be a surcharge after checking with "home office". GAH hopefully it will work out or I might not be getting a bike.....
They did make a 250 that wasn't a Ninja. Same thing minus the body work. You must still be in you teens with a rate quote like that. Try State Farm, Progressive and Gico. They seem to have the best rates for young drivers. get a quote for your car as well if you have one. Most companies offer discounts for multiple vehicles.
is that every month... six months... year?crazyclown1337 said:Okay last time i spoke to my insurance agent he gave me a number like 150 for liability coverage on an 04 ex250. Today he got back to me about the 05 that I'm looking at here telling me that it has the "racing design" and it will get a surcharge, bringing the total to 900 something for liability only. I asked him why this discrepency is there and he said that the first time i hadn't mentioned it was a "ninja" (i just said ex250) and this time i said kawasaki ninja ex250. bogus huh? he said that if i find an ex250 that is not a ninja it won't get a surcharge and if it is a ninja it will get a surcharge... WTF? :wbs: :wbs: He obviously doesnt know these bikes, but the first time he said there wouldnt be a surcharge after checking with "home office". GAH hopefully it will work out or I might not be getting a bike.....
900 a month is BS!... 900 every Six months is BS... 900 a year? better... still a little high in my opinion for a 250 with just liablity
and you shouldn't have to mention it's a "Ninja" that's why they have computers... all you should have to mention is the model... in your case a EX250 and the cc's 250... ALL ex250's are NINJA's so that "EXTRA SURCHARGE" is absolutely bs. go to a diffrent insurance company.
I'm not sure who you have but I deal with State farm... never had a problem... infact when I was serching for rates on diffrent bikes... they told me to ONLY tell them the cc's and model... (unless it's a limited edition... that's a whole nother story) to get the best rate...
Yeah, I'm 17, which is why insurance is the biggest concern for me, it makes or breaks the deal (why pay 700 dollars a year for a bike thats worth 2000 dollars and youre only gonna keep it for 2 years)
its per year (annual premium)
before they had quoted me at 155.30 /yr and the only difference between this time and last time is the fact that i put the 5 letter word ninja in there! I hardly think because it has the name Ninja you should call it race design. that would mean i could tell him i'm getting a zzr600 (which doesn't have ninja in the name) and get a lower quote than a ninja 250. I wrote this description of the ex250:
"It is classified as a "sportbike" by kawasaki, but from what I know of it it does not have the forward seating position that sportbikes have, but rather the more position of the "standard" class of motorcycles. Racing design means that manufacturers take the motorcycles that they produce specifically for racing and tone them down to versions that can be applied to the street. As the race technology improves the new technology is put into sportbikes. This motorcycle does not have that history. It was conceived as a beginners bike and a commuter and remains unchanged in design for the last 10 years. It is also a recommended beginner motorcycle. It is a low displacement bike and is used by the Motorcycle Safety Foundation in its safety classes to teach people how to ride motorcycles."
I've been quoted 488 by progressive which is doable... but if i can get anything less than 300 i'd be really happy. and if i can convince him or "home office" or whoever's making the decisions over there at American Family insurance that its nothing close ot a zx-6r or a cbr or anything than maybe i cna get back that rate of 155.30... my parents have 3 cars with this agent which is why i'm trying to make this work. Otherwise I've checked Progressive, I'm waiting for a response from State Farm, and Geico won't give me an online quote because i'm a minor.
I think that this home office the first time didn't plug it into a computer or anything, they just saw that its a 250cc and okayed it. When I went in to talk to him it was the addition of a simple checkbox marked "superbike" in his program that changed it from nice and low to ridiculous high.
Sry for the long post, i'm kinda pissed off and ranting...
EDIT: great i just got a discouraging reply:
AS SOON AS I AM CONTACTED BY HOME OFFICE UNDERWRITING I WILL FORWARD AND LET YOU KNOW THEIR DECISION. JUST LOOKING AT THE PICTURE THIS WILL PROBABLY BE CONSIDERED AN INELIGIBLE BIKE AND WILL GET THE SURCHARGE. THE PICTURE SHOWS THE SEAT BACK AND THE OPERATOR WOULD HAVE TO REACH OR LEAN FORWARD TO GET TO HANDLE BARS.
I COULD BE WRONG AND I WILL LEAVE THE FINAL DECISION UP TO AMERICAN FAMILY AND LET YOU KNOW AS SOON AS I GET THE ANSWER.
THANKS FOR YOUR BUSY TIME.
I hope someone over there knows something about motorcycles other than their stereotypes of the "sportbike" and the "cruiser"
its per year (annual premium)
before they had quoted me at 155.30 /yr and the only difference between this time and last time is the fact that i put the 5 letter word ninja in there! I hardly think because it has the name Ninja you should call it race design. that would mean i could tell him i'm getting a zzr600 (which doesn't have ninja in the name) and get a lower quote than a ninja 250. I wrote this description of the ex250:
"It is classified as a "sportbike" by kawasaki, but from what I know of it it does not have the forward seating position that sportbikes have, but rather the more position of the "standard" class of motorcycles. Racing design means that manufacturers take the motorcycles that they produce specifically for racing and tone them down to versions that can be applied to the street. As the race technology improves the new technology is put into sportbikes. This motorcycle does not have that history. It was conceived as a beginners bike and a commuter and remains unchanged in design for the last 10 years. It is also a recommended beginner motorcycle. It is a low displacement bike and is used by the Motorcycle Safety Foundation in its safety classes to teach people how to ride motorcycles."
I've been quoted 488 by progressive which is doable... but if i can get anything less than 300 i'd be really happy. and if i can convince him or "home office" or whoever's making the decisions over there at American Family insurance that its nothing close ot a zx-6r or a cbr or anything than maybe i cna get back that rate of 155.30... my parents have 3 cars with this agent which is why i'm trying to make this work. Otherwise I've checked Progressive, I'm waiting for a response from State Farm, and Geico won't give me an online quote because i'm a minor.
I think that this home office the first time didn't plug it into a computer or anything, they just saw that its a 250cc and okayed it. When I went in to talk to him it was the addition of a simple checkbox marked "superbike" in his program that changed it from nice and low to ridiculous high.
Sry for the long post, i'm kinda pissed off and ranting...
EDIT: great i just got a discouraging reply:
AS SOON AS I AM CONTACTED BY HOME OFFICE UNDERWRITING I WILL FORWARD AND LET YOU KNOW THEIR DECISION. JUST LOOKING AT THE PICTURE THIS WILL PROBABLY BE CONSIDERED AN INELIGIBLE BIKE AND WILL GET THE SURCHARGE. THE PICTURE SHOWS THE SEAT BACK AND THE OPERATOR WOULD HAVE TO REACH OR LEAN FORWARD TO GET TO HANDLE BARS.
I COULD BE WRONG AND I WILL LEAVE THE FINAL DECISION UP TO AMERICAN FAMILY AND LET YOU KNOW AS SOON AS I GET THE ANSWER.
THANKS FOR YOUR BUSY TIME.
I hope someone over there knows something about motorcycles other than their stereotypes of the "sportbike" and the "cruiser"
show him a picture of the ZZR600... you have to lean forward on it yet it's not considered a "race bike"crazyclown1337 said:EDIT: great i just got a discouraging reply:
AS SOON AS I AM CONTACTED BY HOME OFFICE UNDERWRITING I WILL FORWARD AND LET YOU KNOW THEIR DECISION. JUST LOOKING AT THE PICTURE THIS WILL PROBABLY BE CONSIDERED AN INELIGIBLE BIKE AND WILL GET THE SURCHARGE. THE PICTURE SHOWS THE SEAT BACK AND THE OPERATOR WOULD HAVE TO REACH OR LEAN FORWARD TO GET TO HANDLE BARS.
I COULD BE WRONG AND I WILL LEAVE THE FINAL DECISION UP TO AMERICAN FAMILY AND LET YOU KNOW AS SOON AS I GET THE ANSWER.
THANKS FOR YOUR BUSY TIME.
I hope someone over there knows something about motorcycles other than their stereotypes of the "sportbike" and the "cruiser"
as for the insurance... 900 a year really isn't that bad.. yeah 155 is MUCH nicer... but I've seen MUCH higher than $75 for a 17 year old... dont' let this be the determining factor of you owning a bike or not... you said you had a job... just pay what you can now... and make payments on the rest...:2cents:
*I just saw Jeeps responce* I didn't realize that they made a 250 that wasn't considered a Ninja... my mistake:sorry:
ummmm, i may be wrong, but i ride a 250 Ninja right now and it is NOT considered a SUPERbike, actually someone else posted the listing for what type of bike is what somewhere recently, look for that, cuz I believe the bike is only considered a street bike, possibly sport bike, but def not SUPER bike, yeah right, i love my lil Ninja, but PUH-lease....as for insurance, yeah it sucks...but i have full coverage and pay like 900 a year, granted I am married and 24 but still...mine is through progressive...as for leaning, depending on how tall you are, you might not have to lean at all, they sit pretty upright so that is not a standard by any means, i have to lean but my hubby sits straight up like a "bicycle" according to him...crazyclown1337 said:Yeah, I'm 17, which is why insurance is the biggest concern for me, it makes or breaks the deal (why pay 700 dollars a year for a bike thats worth 2000 dollars and youre only gonna keep it for 2 years)
its per year (annual premium)
I think that this home office the first time didn't plug it into a computer or anything, they just saw that its a 250cc and okayed it. When I went in to talk to him it was the addition of a simple checkbox marked "superbike" in his program that changed it from nice and low to ridiculous high.
Sry for the long post, i'm kinda pissed off and ranting...
EDIT: great i just got a discouraging reply:
AS SOON AS I AM CONTACTED BY HOME OFFICE UNDERWRITING I WILL FORWARD AND LET YOU KNOW THEIR DECISION. JUST LOOKING AT THE PICTURE THIS WILL PROBABLY BE CONSIDERED AN INELIGIBLE BIKE AND WILL GET THE SURCHARGE. THE PICTURE SHOWS THE SEAT BACK AND THE OPERATOR WOULD HAVE TO REACH OR LEAN FORWARD TO GET TO HANDLE BARS.
I COULD BE WRONG AND I WILL LEAVE THE FINAL DECISION UP TO AMERICAN FAMILY AND LET YOU KNOW AS SOON AS I GET THE ANSWER.
THANKS FOR YOUR BUSY TIME.
I hope someone over there knows something about motorcycles other than their stereotypes of the "sportbike" and the "cruiser"
and female:wink: makes a diffrenceRae250 said:ummmm, i may be wrong, but i ride a 250 Ninja right now and it is NOT considered a SUPERbike, actually someone else posted the listing for what type of bike is what somewhere recently, look for that, cuz I believe the bike is only considered a street bike, possibly sport bike, but def not SUPER bike, yeah right, i love my lil Ninja, but PUH-lease....as for insurance, yeah it sucks...but i have full coverage and pay like 900 a year, granted I am married and 24 but still...mine is through progressive...
but yeah... I pay $32 for full coverage on my ZZr600... I'm 25 with a few speeding tickets but no accidents... and I'm with State Farm... it does help I have my Truck through them too..
My insurance dropped ALOT when I turned 25... didn't have my bike... but my truck dropped from 145a month for full coverage... to 66 a month... just to give you an idea
have you tried getting it insured under your parents? may save you $$$ just a thought:2cents:
okay well my agent said they emailed him back and he got an "exception" from the home office. rate is 184/year liability (100/300) with passenger coverage and 375/yr full coverage. thank god... back to drooling over those gear sites you guys sent me. Again, thanks guys for the help and advice. :cheers:
:welcome: clown!! :twfrox: , i replied to your insurance thing as well, but as for the 250's, they really are awesome lil bikes, I LOVE mine! As for price brand new, out the door mine was $3900.00, it really is just a starter bike, I only bought new b/c there were NO used ones at all!! As for the 2 you are looking at, :iagree: with everyone else, offer 2K and be ready to buy, but i might even go as high as 2300 if you really want the perfect one, check his logs and make sure he got it serviced at the 500, 2500, and 5000k marks, thats what my dealer tells me...i just put almost 700 miles on mine in a weeks time, so as for the mileage, if its warm or he was really dedicated I can see how it would be that high...i am getting ready to sell mine and will be asking at least 3K, it is in PERFECT condition...not to mention the impossible to find Black with Silver Flames!! anyone...if you want one let me know...:lol:
Whoops!! I flubbed, my insurance was for both mine and hubby's 600rr, my ninja policy is only 342....
SWEET! good to hear! just don't let the sites keep you from your Chem homework :lol:crazyclown1337 said:okay well my agent said they emailed him back and he got an "exception" from the home office. rate is 184/year liability (100/300) with passenger coverage and 375/yr full coverage. thank god... back to drooling over those gear sites you guys sent me. Again, thanks guys for the help and advice. :cheers:
I think that $2000 is about a fair deal on a one-year-old Ninja 250. But as far as 5,000-miles/year go, that's lightweight riding. I put half of that on my bikes in a month and that's only weekend riding.
:lols: haha man i hate chemistry:bas: ... i hate school in general.... its the week before spring break tho so i'm blowing classes off left and right. this morning i blew off math class just to talk to my insurance agent (come on, riding is way more important than math). but now i'm free so i'll be browsing for gear for a couple hours :drool:ebbs15 said:SWEET! good to hear! just don't let the sites keep you from your Chem homework :lol:
anyways back to bikes: yeah like i said before I'm perfectly fine with that mileage, i was just asking to make sure its not abnormal. I plan on putting some miles on it myself, hopefully.
Rae250, is that 342 for liability or full coverage? thx
back to the browsing...
that would be for full coverage...its paid off but i am a lil paranoid, specially with the way people down here drive!! :crazy:
5K miles is not a lot for a year. I had 13K in my first year. FYI- you can get a new 250 for $3,299. I wish my girl was thinking like you. She doesn't want a 250 even though it's perfect for her. Her eyes are a lot bigger than her riding skills.crazyclown1337 said:Hello everyone!
I'm hoping to get a ninja 250 this season to learn how to ride on. It's been tough finding any 250's, i've checked craigslist, ebay, local classifieds :readng: etc. and I've found one. Its a 2005 250r with about 5000 miles on it. That sounds to me like a LOT of miles for a one year old bike. It includes some extras, The value of which i'm unsure (like jacket, helmet, tires). The seller is asking 2500 for it, and I'm wondering what I should aim to pay on it. I checked the NADA for it and it says 1900 for "low retail price" to 2500 for "average retail price". It seems its in good condition, no scratches or dents. Is 2500 a good deal? should I try to get it for less? how much less? Another I've found is also 2005, different color (blue and orange, which I like slightly less), and it has scratches on the lower fairing. It has about 1500 miles and he's also asking 2500.
Also, is there anywhere I can go that factors in mileage to give me a value for this bike? thanks! :twfrox:
PS: If I want to get a bike checked out mechanically should I take it to a nearby dealer? I've heard you should get it checked out by a mechanic before you buy, but I'm not very mechanically inclined and I don't have any mechanic friends.
3299? not at my dealership, after taxes and fees its like 500 more. If it was 3300 i'd consider it...
I'm looking at gear on these sites, and I've found a lot and I guess what I'm gonna do is note down all the ones I like, go to a place that sells em, try em on and then buy online. hopefully this weekend. boots seem to be expensive, I don't really want to spend more than 50 dollars on em, because a boot is a boot, right? can I just go into the shoe store and get me some sturdy cheap boots?
I found this helmet in green which looks cool. I was thinking about it, and all the gear i'm looking at is BLACK. is that a problem? will i be invisible to cagers? should I wear an obnoxious yellow vest for a while? black does look soooo sweet.
So far I'm thinking something like (everything in black cept the helmet):
110 for helmet, 27 for gloves, 50 for some boots, 120 for this jacket
so a total of $309.
OR this, the helmet and the boots for $320
I'm looking at gear on these sites, and I've found a lot and I guess what I'm gonna do is note down all the ones I like, go to a place that sells em, try em on and then buy online. hopefully this weekend. boots seem to be expensive, I don't really want to spend more than 50 dollars on em, because a boot is a boot, right? can I just go into the shoe store and get me some sturdy cheap boots?
I found this helmet in green which looks cool. I was thinking about it, and all the gear i'm looking at is BLACK. is that a problem? will i be invisible to cagers? should I wear an obnoxious yellow vest for a while? black does look soooo sweet.
So far I'm thinking something like (everything in black cept the helmet):
110 for helmet, 27 for gloves, 50 for some boots, 120 for this jacket
so a total of $309.
OR this, the helmet and the boots for $320
hmmm, on that note, my first bike was an '03 600RR,:yikes: after i dropped it a few times (thankfully no damage) i figured out that maybe MY eyes were a lil too big for my britches, but then i found the 250, they are a heaven send for women as well as for newbie's, :angelhap: i learned the basics on it so last night my hubby put the lowering links on the 600 and I got to cruise round on it, it rocks!! soon i'll move up, but I am really grateful i got to learn on it! it was worth the investment and the resale is good too!DLITALIEN said:5K miles is not a lot for a year. I had 13K in my first year. FYI- you can get a new 250 for $3,299. I wish my girl was thinking like you. She doesn't want a 250 even though it's perfect for her. Her eyes are a lot bigger than her riding skills.
21 - 40 of 283 Posts
- This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Two Wheel Forums
A forum community dedicated to Motorcycle and Sportbike owners and enthusiasts. Come join the discussion about performance, modifications, classifieds, troubleshooting, maintenance, and more!
Full Forum Listing
Recommended Communities
