Your all Wuss's
im JK....
But ive ridden in the rain lots... no rain gear just a freezing @$$ after but lots of fun. If its warm enough that i know it wont snow then i ride in the rain un less i'm gettign groceries or something.... My thought on my bikes and truck is : " Truck is for Snow/Ice and running errands to pick stuff up i cant carry on the bike, And the bike is for everything else."
But i did get caught in snow and hail and whatnot before by following that policy, so unless u are ok with being so cold u think your wang became a popsicle for your g/f when u get home i wouldnt go that route.