I don't know if this is real or not, got in an email:
A Charlotte, NC lawyer purchased a box of very rare and expensive cigars,
then insured them against fire among other things. Within a month having
smoked his entire stockpile of these great cigars and without yet having
made even his first premium payment on the policy, the lawyer filed claim
against the insurance company. In his claim, the lawyer stated the cigars
were lost "in a series of small fires."
The insurance company refused to pay, citing the obvious reason that the man
had consumed the cigars in the normal fashion.
The lawyer sued... and WON! (Stay with me.) In delivering the ruling the
judge agreed with the insurance company that the claim was frivolous. The
judge stated nevertheless, that the lawyer "held a policy from the company
in which it had warranted that the cigars were insurable and also guaranteed
that it would insure them against fire, without defining what is considered
to be unacceptable fire" and was obligated to pay the claim. Rather than
endure lengthy and costly appeal process, the insurance company accepted the
ruling and paid $15,000 to the lawyer for his loss of the rare cigars lost
in the "fires."
NOW FOR THE BEST PART... After the lawyer cashed the check, the insurance
company had him arrested on 24 counts of ARSON!!! With his own insurance
claim and testimony from the previous case being used against him, the
lawyer was convicted of intentionally burning his insured property and was
sentenced to 24 months in jail and a $24,000 fine.